As you know, everyone may make mistakes. But if you are unfortunately marked by Chexsystems, you’ll find it is so difficult to open new accounts at any banks or financial cooperatives. So, you have to look for some second chance credit unions or banks in your state.

And here is such a good directory compiled for you. You can click the state link and get a list of good banks and credit unions in your local area. And here are also more details about those banks or credit unions. In general you can just apply for your new 2nd chance checking, fresh start checking or opportunity checking  account online.

Alabama	Alaska	Arizona
Arkansas	California	Colorado
Connecticut	Delaware	Florida
Georgia	Hawaii	Idaho
Illinois	Indiana	Iowa
Kansas	Kentucky	Louisiana
Maine	Maryland	Massachusetts
Michigan	Minnesota	Mississippi
Missouri	Montana	Nebraska
Nevada	New Hampshire	New Jersey
New Mexico	New York	North Carolina
North Dakota	Ohio	Oklahoma
Oregon	Pennsylvania	Rhode Island
South Carolina	South Dakota	Tennessee
Texas	Utah	Vermont
Virginia	Washington	West Virginia
Wisconsin	Wyoming

• Because the last decision of approval is made by banks in the end,  and we can’t guarantee that you’ll be approved 100%. So you are suggested to try more banks and credit unions.
• The directory may be updated monthly for my readers. And you are encouraged to Email to me, if you find some mistakes here.