For those who is unable to open regular checking accounts, they may need second chance to get new checking accounts. So, there are fresh start checking, opportunity checking and second chance checking well designed for those customers. Here is a simple review of those good banks and credit unions offering such special financial services in CT.

Hartford Federal Credit Union offers second Chance Checking without requirement of minimum balance. The monthly service fee is only $5. You are eligible for the privilege of unlimited check writing. And there is also opportunity for you to convert it into a classic checking of Hartford Federal. Note that only those who live or work in Tolland, Middlesex, Hartford, CT, will be eligible for the membership of Hartford Federal Credit Union.

First New England Federal Credit Union provides fresh start chance for those members who have some occurrences on ChexSystems. The special checking comes with Unlimited Check Writing and Free Debit Card. There is no requirement of minimum balance and the monthly maintenace fee is $15. If you live or work in Vernon, CT, you’ll be eligible to join the credit union. By opening a saving account, you’ll get the membership of First New England FCU.

Webster Bank has about 50 branch offices in Middletown, North Haven, Essex, New Britain, Cromwell, West Hartford, Old Lyme, Madison, Southington, Waterbury, Waterford, Wolcott, Waterbury, Old Saybrook, Southington, Plainville, Hamden, Farmington, Cheshire, Rocky Hill West, Meriden, Wethersfield, Berlin, Glastonbury, Wethersfield, Newington, Wallingford, Guilford, Kensington, New Britain, Newington, Bristol, CT. The bank’s Opportunity Checking brings a second chance for those who have challenges in opening new checking accounts. The initial deposit is $50. And you’ll be charged $16.95 without direct deposit or $11.95 with direct deposit for the special service.

Key Bank also has branches in Stamford, CT. So, you can apply for its Plus Check Cashing account no matter you are marked by Chexsystems or not.