If you are looking for second chance to re-establish a new checking account, here is a great list of good banks and credit unions in FL for you.

Members First Credit Union of Florida offers second Chance checking to those members with past banking challenges. The monthly service fee is $12 and there is no requirement of minimum balance. If you live or work in county of Okaloosa, Escambia or Santa Rosa, you are eligible for the membership of the credit union.

Compass Bank‘s Basic Checking is designed for those customers who have been reported to Chexsystems. The bank has more than 50 branches in FL. Here is a list of branch locations: Saint Johns, Pensacola, Pensacola, Saint Augustine, Spring Hill, Gainesville, Jacksonville, Ocala, Fernandina Beach, Fleming Island, Crestview, Middleburg, Keystone Heights, Inverness, Orange Park.

Bank of the Ozarks‘ Pathway Checking is a 2nd chance checking account designed for those who previously have had difficulty getting an account.

Republic Bank offers a type of electronic transaction account called Fresh Start without balance requirement to its customers who have negative Chexsystems record. The bank has branch offices in Hudson, Palm Harbor, Port Richey and Temple Terrace, FL.

City Credit Union offers Encore Checking with offices in Okeechobee, Orange, Collier, Monroe, Glades, Martin, Hendry, Manatee, Broward, Desoto, St. Lucie, Palm Beach, Brevard, Seminole, Miami-Dade, Sarasota, Volusia County, Polk, Osceola, Charlotte, Lake and Indian River, FL.

Urban Trust Bank offers Opportunity checking accounts to those customers who need a second chance to rebuild their history of banking. Its opening deposit is $25 and service fee is $10/month. The bank has more than 20 branches though out the state of FL.

Central Florida Postal Credit Union‘s 2nd Chance Checking can bring you a fresh start to use checking services no matter you are marked by Chexsystems or not. Its monthly service fee is only $10. And the credit union has branches in Orlando, West Melbourne, Lake Mary, Winter Garden, Lakeland, FL.

You can make an initial deposit of $100 to open a New Opportunity Checking account at 1st National Bank of South Florida, if the amount reported to Chexsystems is not more than $200. The monthly maintenance fee is $20. The bank has branches in Miami, Palmetto Bay, Princeton, Homestead, FL.

Atlantic Coast Bank offers Fresh Start Checking accounts to those customers who have a history of poor credit or being reported to Chexsystems. There is no balance requirement. But the opening deposit is $100. With a service fee of $12, you can enjoy many benefits such as free online banking and Unlimited Check Writing. The bank has branch offices in Jacksonville, Jacksonville Beach, Neptune Beach,Orange Park, FL.

Center State Bank‘s Fresh Start Checking is designed for those customers who have made some mistakes in the life of personal finance. It has branch locations in Citrus, Duval, Hendry, Hernando, Hillsborough, Indian River, Marion, Okeechobee, Orange, Osceola, Pasco, Polk, Putnam, Seminole, Sumter and Volusia, FL.

Gold Coast FCU‘s Fresh Start Checking is also a good option for those who have past checking problems. And if you want to apply for the account, you should make sure that if you are eligible.

Liberty Savings Bank also has branches in Sarasota, Bradenton and Venice, FL. So you can apply for its Clean Slate Checking account to start over. It is a good solution for you to get rid of the past checking problems.

Community First Credit Union of Florida‘s Fresh Start Checking comes with many features such as Online free Bill Pay, free internet banking and unlimited check writing. Note that you should live or work in one of the following areas, if you want to apply for the membership of the credit union: Flagler, Baker, Clay, St. Johns, Putnam, Nassau, Duval.

Compass Financial Federal Credit Union provides you with RESTART CHECKING, if you have been reported to Chexsystems and need a second chance. The account comes with low service fee and no requirement of balance.

Fifth Third Bank has more than 170 branches in FL. The bank offers a type of secondary account called Companion Checking. If you keep a low balance, the month service fee is $11.