Here is a smart list of banks and credit unions offering second chance banking in the state of Georgia.
Atlantic Coast Bank offers fresh start checking accounts with opening deposit of $100. You’ll be eligible for the privileges of free online banking and Unlimited Check Writing. The bank has branches in Waycross, Douglas, Garden City and Savannah, GA.
DOCO Regional Federal Credit Union‘s Fresh Start Checking is designed for customers to start over. Anyone who lives in counties of Worth, Webster, Terrell, Stewart, Stephens, Randolph, Quitman, Mitchell, Early, Dougherty, Clay, Colquitt, Calhoun or Baker, GA, is eligible for the membership of this credit union.
Excel Federal Credit Union‘s NEW START Checking is a good solution for you to rebuild history of credit. But you should be sure that if you qualify to become a member of the credit union.
It is reported that Pinnacle Credit Union offers fresh start checking accounts with free checking. I’m not sure about it. You can learn more at the following webaddr: http://www.pinnaclecu.org/newsletter/july03/page2.html
Wells FarGo also has over 290 branches in GA. So you can apply for its 2nd chance banking service.
Energy One Federal Credit Union offers second chance checking with service fee of $9.95. The credit union has branches in Marietta and Duluth, GA. There is also chance for you to upgrade the account to a regular checking account after a year’s successful experience.
Family Savings Credit Union offers fresh start checking without monthly service fee or balance requirements! The opening deposit is only $25. If you live in one of these couties of Bartow, Catoosa, Chattooga, Dade, Floyd, Gordon, Haralson, Paulding, Polk or Walker, you’ll be eligible to join the credit union.
Members United Credit Union offers Second Chance Checking to those members who need a chance to repair their history of poor banking.
Park Community Federal Credit Union brings a second chance for those members with past banking challenges to open a Fresh Start Account. The account will not require any minimum balance. And its service fee is $12/month. Please make sure that you are eligible for the membership of this credit union before you make an application.
Gwinnett Federal Credit Union also offers fresh start checking to those members who have been denied to open new checking accounts at any other financial institutions. And a year later, you’ll be eligible to convert your account into a basic checking of this credit union.
Bank of the Ozarks‘ Pathway Checking is a second chance checking account designed for those who previously have had difficulty getting a new account.
Georgia United Credit Union‘s Restart Checking is a type of second chance checking product. Its opening deposit is only $25. If you live one of the following areas, you’ll be eligible to join the credit union: Laurens, Clarke, Norcross, Cumming, Gwinnett, Forsyth, Henry and Rockdale County.