Newest list of banks and credit unions in CO that can offer 2nd chance banking! If you have past checking problems because of your Chexsystems records, you are highly suggested to use the special service. I just find the following financial institutions offering either fresh start checking or second chance checking. And if you know more, please make a comment here. And I’ll update it as soon as possible.
Compass Bank‘s Basic Checking is designed to bring a second chance for those customers who have been turned down for any new accounts. Its initial deposit is $25 and monthly maintenance fee is $13.95. Compass bank has branches in Denver, Parker, Lone Tree, Westminster, Littleton, Westminster, Arvada, Englewood, Longmont, Greeley, Loveland, Fort Collins and Castle Rock, CO.
Liberty Savings Bank‘s Clean Slate Checking is a good option for those customers who have been denied to open a regular checking because of being marked by Chexsystems. It has five branch offices in Denver, Louisville and Granby, CO.
Key Bank‘s Plus Check Cashing is a type of 2nd chance banking service designed for customers who have been listed on Chexsystems.
Colorado State Bank and Trust‘s Opportunity Checking comes with initial deposit of $50 and monthly maintenance charge of $14.95. There is also chance for you to upgrade it to a regular checking after 12 months if you keep the account well.
Metrum Community Credit Union offers Second Chance Checking Accounts to those members who do not qualify for any standard checking accounts at other banks. Its service fee is only $5/month. It has branches in Centennial and Commerce City, CO.
Western Federal Credit Union has a branch office in Aurora, CO. And it can offer Right Start Checking to its members to rebuild a good checking history. Before your application, you should make sure if you are eligible for its membership. You can access its site to learn more.