You may need a second chance to rebuild your history of checking. And it is so difficult to find a financial institution in Idaho that can offer fresh start checking, opportunity checking or other 2nd chance banking services. So, I write this post for you. If you know more good banks or credit unions, please let me know.

US Bank has some branches in ID and it is reported to offer 2nd Chance Checking to those customers with past banking problems. The initial deposit is only $25. And if there is no fraud activity in your report from Chexsystems, you’ll be eligible for the account. You are suggested to access anyone of its branches to learn more about it.

Bank of the West is reported to provide a type of checking account called Fresh Start checking with a monthly maintenance fee of $10. It is designed for those customers who have records of NSF and are unable to open new accounts at any other banks. You are suggested to keep the account in good standing for more than a year, so that you can convert it into a regular checking account.

Key Bank has branch offices in Pocatello, Ashton, Caldwell, Nampa, Burley, Pocatello, Fruitland, Rexburg, Boise, Pocatello, Idaho Falls, Meridian, Eagle, Saint Anthony, Blackfoot, Emmett, Twin Falls, ID. So if you live in one of the areas mentioned, you can access Key bank’s branch and apply for KeyBank Plus Check Cashing even if you are on ChexSystems.