Second Chance Checking Accounts Review in Illinois


Are you looking for second chance checking in IL? Here are some good banks and credit unions which offer fresh start checking, opportunity checking and other special checking accounts.

Abri Credit Union offers Fresh Start Checking to its members to rebuild their checking relationship. Its initial deposit is $20 and service charge is only $5. And if you live or work in one of the following counties, you’ll be eligible to join Abri CU: Kendall, Grundy, Will and DuPage, IL.

Vantage Credit Union‘s fresh start checking account is designed for those members who have made some banking mistakes in the past and need a second chance now. There is no requirement of balance and you can enjoy Unlimited check clearings. Note that the credit union’s membership is only open to people who live in Madison Co, Southwestern and Jerseyville, IL. And you should be at least 25 years old to apply for the special account.

Corporate America Family Credit Union offers fresh start checking accounts to members who need a second chance. It has branches in Elgin, IL and its memberships are only open to employees of several certain companies. Note that the special account will require a minimum balance of $100.

You can make an initial deposit of $50 to open a fresh start checking account at First American Bank. And the bank has more than 100 branches in IL. The account’s monthly maintenance fee is only $9.95. You can enjoy many benefits such as unlimited check writing, free mobile banking, online banking and eStatements.

First State Bank of Bloomington offers First Opportunity Checking with opening deposit of $25. The monthly service fee is only $8. And there is no requirement of minimum balance. You can enjoy the privilege of Unlimited check writing,

Prairieland Federal Credit Union‘s Not Your NORMAL Checking is a good type of second chance checking account designed for those who want to rebuild history of checking. You will be required to keep a minimum balance of $25. Anyone who is 18 years old and lives in Mclean County, IL, is eligible to join Prairieland FCU.

Great Lakes Credit Union‘s Fresh Start Checking is a second chance for members who were unable to open any checking accounts at any other financial institutions. It will come with monthly maintenance fee of $10 and minimum balance requirement of $50. And if you live in one of the counties of Cook, McHenry and Lake, IL, you’ll be eligible for the membership of this credit union.

Rock Valley Credit Union offers Second Chance Checking without requirement of minimum balance or service fee to those members with past banking challenges to rebuild their history of banking. And if you live in Rochelle city of County of Winnebago, you’ll be eligible to join the credit union.

USA One Credit Union‘s Fresh Start Checking is a good chance for you to re-establish a new checking account, if you have been marked by Chexsystems or have banking problems in the past. The credit union has many branches in IL. If you make an initial deposit of $5, you’ll get the membership of USA One.

Suburban Bank and Trust offers Fresh Start Checking Accounts with monthly service fee of $7 and opening deposit of $25. SBT has more than 12 branches in Chicago, Wheaton, Harvey, Lemont, Elmhurst, Wood Dale, New Lenox, Maywood, lmhurst, Oak Lawn, IL.

Gen Fed Financial


South Side Community Federal Credit Union‘s Share Draft is also a special type of second chance checking designed for members who live in Chicago, IL. But I can’t find it now.

Staley Credit Union‘s Renew Checking is a good option for those who have a history of poor credit to rebuild history of banking. There is no requirement of minimum balance. Its monthly service fee is only $5. Staley has branches in Decatur, IL.

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