There are some good credit unions and banks in Indiana that can offers 2nd chance banking service to those who are unable to open new checking accounts.
Park Community Federal Credit Union offers Fresh Start Account without requirement of minimum balance. Its monthly maintenance fee is $12. If you live in Louisville Metro or Bloomington, IN, you’ll be eligible to join Park Community.
With an opening deposit of $50, you can open a Republic Bank‘s second chance checking to rebuild your history of credit. There is no requirement of balance and the service fee is $12.95/month. Republic Bank has branch offices in Floyds Knobs, Jeffersonville and New Albany, IN.
MainSource offers Fresh Start Checking accounts with free internet banking, Mobile Banking and Online Bill Pay. Its service fee is only $11/mon. MainSource has more than 60 branches in Crawfordsville, Greensburg, Hobart, Linton, Bargersville, Marengo, Versailles, Madison, Knightstown, Anderson, Covington, Portland, Hanover, West Harrison, Redkey, New Castle, Alexandria, Griffith, Goodland, Greenwood, Bloomfield, Jasonville, Fortville, Rushville, Lynn, New Albany, Williamsport, Hagerstown, Shelbyville, Floyds Knobs, Clarksville, Connersville, Fountain City, Portage, Crown Point, IN.
Lafayette Savings Bank‘s Fresh Start Checking is specially designed for customers with past banking problems. It has branch offices in Lafayette and West Lafayette, IN.
Diamond bank also has branch in Evansville, IN and it can offer a type of 2nd chance checking called Encore Checking with monthly maintenance fee of $10.
Community Bank‘s New Opportunity Checking is a second chance for those being listed by Chexsystems to re-establish their financial credibility. Its service fee is $9.95/mon. And Community Bank has many branch offices in New Albany, Clarksville, Floyds Knobs, Sellersburg, Jeffersonville, Bardstown and Louisville, IN.
Evansville Teachers Federal Credit Union‘s ET Opportunity Checking comes with no minimum balance requirement and monthly fee of $7.5. It is a non-dividend earning account. ETFCU has branches in Evansville and Mt. Vernon, Indiana.
Partners 1st Federal Credit Union‘s Fresh Start Checking is designed for members who have struggled with new checking accounts because of their records on Chexsystems. Its monthly service fee is only $8.
One Vision Federal Credit Union‘s RISING STAR CHECKING is designed as a second chance checking account for those members who need to get their personal financial life back on the right track.
Horizon Bank offers Fresh Start Checking with monthly service fee of $5 in Bargersville, Benton Harbor, Chesterton, Galien, Crown Point, New Buffalo, Elkhart, Portage, Franklin, Goshen, Greenwood, Hammond, Indianapolis, LaPorte, Merrillville, Michigan City, Munster, Portage, South Bend, Valparaiso, Wanatah, Westville and Whiting, IN.
Centra Credit Union‘s Opportunity checking will require a monthly service of only $5! Then you can enjoy the account with privileges of Unlimited check writing and Overdraft protection.
With an initial deposit of $25, you can open a fresh start checking account at First Federal Savings Bank. Its service fee is $12.95/month.
Interra Credit Union offers Opportunity Checking to its members who live in Goshen, Middlebury, Elkhart, Millersburg, Nappanee, New Paris, Syracuse or Wakarusa, IN. You’ll be charged $10 for the special service.
Heritage Federal Credit Union offers 2nd chance checking with service fee of $10/month. And anyone who lives or works in Warrick or Vanderburgh County, IN, is eligible to join the credit union.