There are some good banks and credit unions in KS that offer 2nd chance banking services including opportunity checking and fresh start checking. If you have difficulty in getting new checking accounts because of poor credit history, it is a good option for you.

Central National Bank offers two types of second chance checking accounts including new opportunity checking and first step checking. The initial deposit is $50 and monthly maintenance fee is $9.99. The bank has branches in Beloit, Burlington, Concordia, Gardner, Glen Elder, Halstead, Herington, Hesston, Hillsboro, Junction City, Lawrence, Manhattan, Mankato, Marion, Newton, Omaha, Salina, Tipton, Topeka, White City and Wichita, KS.

National Bank Of Kansas City and Heritage Bank offers fresh start checking to those customers who have difficult experience of banking. Its service fee is $10/month and there is no requirement of balance. The bank has branch offices in Leawood and Overland Park, KS.

United Consumers Credit Union offers 2nd chance checking accounts to members who have credit problems in the past. Its monthly service charge is $10. There is no requirement of minimum balance. You’ll be eligible for unlimited check writing too. It has branch in Olathe, KS.

Metcalf Bank‘s fresh start checking is well designed with free mobile banking, online banking and Unlimited Check Writing. Its initial deposit is $50 and monthly service fee is only $6.95. It has branch offices in Overland Park, Olathe, Gardner, Edgerton, Overland Park and Shawnee, KS.

Central Star Credit Union is reported to offer fresh start checking accounts too. But I failed to get more details about it even at its website. If you have interest in it, please call them at 866-250-2228.