There are some good financial institutions offering different second chance banking services including fresh start checking and opportunity checking in MD. Here is a simple review of such banks and credit unions. And if you find more banks offering such special services, please let me know.

Woodforest‘s second Chance Checking is specially designed for those customers with previous banking challenges. The initial deposit is $25 and the service fee is $7.95 per month.

Central Credit Union of Maryland‘s Renew Checking is a good second chance for you to rebuild history of credit, if you have been denied to open new checking accounts because of past banking issues. And a year later, there is chance for you to transfer the account into a regular free checking of this credit union. Note that CCUM has office in Baltimore, MD.

Andrews Federal Credit Union offers 2nd Chance Checking to customers who need second chance to rebuild their personal finance. Its monthly service fee is only $10. Plus, if you keep the account in good standing for more than a year, you can transfer it into a free checking too.

Securityplus Federal Credit Union‘s Revive Checking is a type of 2nd chance checking designed for members who are unable to open checking accounts at any other financial institutions. Its opening deposit is $25 and monthly service fee is only $5. The credit union has branches in Reisterstown and Baltimore, MD.