If you are unable to open checking accounts because of past banking problems, it is a good option to find some good banks or credit unions offering 2nd chance banking services. And here is a simple review of such financial institutions in Minnesota.

Republic Bank offers Fresh Start account with monthly service fee of only $6.95. Its opening deposit is $50. The bank has branch in Bloomington, MN.

Peoples Community Credit Union‘s Second Chance Checking is designed for members with negative Chexsystems records to rebuild their checking relationship. And if you live or work in Hopkins, St. Louis Park or Minnetonka, you’ll be eligible to join the credit union. It has office in HOPKINS, MN.

Minnesota Valley Federal Credit Union offers 2nd chance checking accounts to its members. And the special checking is well designed for those members who have records of NSF activities. Its service fee is $10/month. If you live or work in the counties of Nicollet, Blue Earth, or LeSueur, you are eligible for the membership of this credit union.