There are some different second chance banking services such as fresh start checking, opportunity checking and Clean Slate Checking. And if you are unable to open new checking accounts because of past banking challenges, it is the right place for you. Here is a simple review of good banks and credit unions offering special financial services in MS.

MUNA Federal Credit Union offers Fresh Start Checking to those members who have past difficulty in managing their checking accounts. Its service fee is $10.5/month. If you live in Lauderdale County, Mississippi, you are eligible to join the credit union. So, it is a second chance for you to rebuild your personal financial life.

Citizens National Bank offers My Clean Slate Checking accounts in many areas of Mississippi including Carthage, Philadelphia, Columbus, Flowood, Quitman, Hattiesburg, Kosciusko, Laurel, Macon, Olive Branch, Ridgeland, Madison, Meridian, Southaven and Waynesboro, MS. Its opening deposit is $50. And the service fee is $9.95/month. You’ll be eligible for Free ATM transactions and Unlimited transactions too!

M&F bank offers Opportunity Checking to those customers who have previous banking problems. Its service fee is $9 per month. M&F bank has more than 1,000 branch offices in Corinth, Bruce, Vardaman, Houston, West Point, Hernando, Horn Lake, Olive Branch, Southaven, Hattiesburg, Petal, Grenada, Biloxi, Biloxi, Clinton, Jackson, Ocean Springs, Mantachie, Ellisville, Laurel, Oxford, Lumberton, Saltillo, Tupelo, Tupelo, Columbus, Madison, Ridgeland, Ridgeland, Starkville, MS.