If you have been marked by Chexsystems or have a history of banking challenges, you may find it is so difficult to open a regular checking account at any financial institutions in MT. So you have to look for those non Chexsystems banks or credit unions. In fact, there is also second chance for you to rebuild your personal financial life. It is 2nd chance banking! So, I create this post for you. Note that the post will be updated, if I find more good banks.

US Bank is reported to offer second Chance Checking accounts with initial deposit of $25 no matter you are reported to ChexSystems or not. Unfortunately, I can’t find any details about the account at the website of US Bank. So, if you want to apply for it, you are suggested to access one of its branch offices to learn more about it.

Valley Federal Credit Union has offices in Roundup, Billings, Columbus, MT. And Valley FCU offers Opportunity Checking accounts.

Key bank has branches in Inver Grove Heights and South Saint Paul, MN. So, if you have been reported to Chexsystems, you can apply for KeyBank Plus Check Cashing.