There are some banks and credit unions offering second chance checking accounts in NJ. These following options mentioned are specially designed for people who have difficulty in getting new checking accounts. So, those fresh start checking or opportunity checking will bring second chance for you to rebuild checking relationship and history of credit.

Andrews Federal Credit Union‘s 2nd Chance Checking account comes without opening deposit or monthly service fee. And there is also a chance for you to apply for free checking of this credit union, if you can keep the account in good standing for more than a year. The credit union has branches in Burlington, McGuire Air Force Base and Mt. Laurel, NJ.

Partners 1st Federal Credit Union offers fresh start checking with branch offices in Mahwah and Somerset, NJ.

New Jersey Credit Union offers fresh start checking with monthly service fee of $15 in NJ! You’ll be eligible for many privileges such as unlimited check writing, online banking, bill payment, Overdraft protection, telephone banking and e-Statement service. And if you live or work in in Cape May and Atlantic county, NJ, you’ll be eligible to join New Jersey Credit Union.