If you have a history of poor credit or banking challenges in the past, those fresh start checking or opportunity checking accounts can bring you second chance to rebuild your personal finance. Here is a simple review of those good banks offering such special financial services in NM.

Compass Bank‘s Basic Checking is a type of 2nd chance checking account designed for customers with past banking problems. Its opening deposit is $25 and monthly service fee is $13.95. The bank has branch offices in Albuquerque, Ruidoso, Deming, Alamogordo, Las Cruces, Santa Teresa and Rio Rancho, NM.

Bank of Albuquerque‘s Opportunity Checking is well designed for those who have been marked by Chexsystems and need second chance to rebuild their history of banking. Its initial deposit is $50. You’ll be charged $14.95 for the service per month.