If you have been marked by Chexsystems and failed to open new checking accounts, you’ll need to look for those non Chexsystems banks or credit unions. And there is also a special type of financial service for you. It is 2nd chance banking in ND. Some good banks can provide fresh start checking or opportunity checking accounts for you to start over. I write this post to make a review of such good financial institutions in ND. And if you find more good banks, please let me know. Thanks.

Capital Credit Union offers second chance checking account with monthly service fee of $10 and initial deposit of $25. So, anyone who lives or works in the counties of Bismarck, Dickinson, Beulah, Hazen, Bismarck, ND, will be eligible to join the credit union and apply for the special account. And there is chance for you to convert it into a regular checking account, if you can maintain the checking account in good standing for more than a year.