If you have a history of failure of managing checking accounts in the past, it may cause that you’ll be marked by Chexsystems. Then how to rebuild personal finance? 2nd Chance banking is a good solution for you. So, here is a simple review of good credit unions and banks offering such special financial services in OK.
Tulsa Teachers Credit Union offers fresh start checking to members who have difficulty in opening new checking accounts and need a fresh start to rebuild the history of credit. Its opening deposit is $25 and you’ll be charged $10 per month for service fee. If you live or work in one of the following counties, you’ll be eligible to join the credit union.
Branch locations: Rogers, Tulsa, Wagoner, Creek, Washington, Osage, Ottawa, Okmulgee, Adair, Nowata, Cherokee, Mayes, Delaware and Craig, OK.
WEOKIE Credit Union offers second chance checking accounts without requirement of minimum balance. With an initial deposit of $25, you’ll get the membership of WEOKIE and a WEOKIE saving account. Then you are eligible to apply for a checking account. WEOKIE have branches in Oklahoma City, Moore, Edmond, Yukon and Norman, OK.
Landmark Bank‘s Rebound Checking is designed for customers with past banking problems or poor credit. It is a good opportunity for you to improve your credit rating. The monthly service fee is only $9.99. And there is also chance for you to convert it into a standard checking of Landmark. The bank has branch offices in Ardmore, Madill, Mad Davis, Sulphur, Tishomingo, Kingston and Wynnewood, OK.
Energy One Federal Credit Union has branch offices in Tulsa, OK. And the credit union provides its members with second chance to manage checking account even they have been reported to Chexsystems. Its monthly service fee is $9.95.
Oklahoma Employees Credit Union offers Fresh Start Checking to those members who are unable to open checking accounts due to past banking problems. Note that OECU’s membership is only available to students, school employees in Oklahoma or employees from some specific Select Employees Groups. The credit union has branches in Oklahoma City, Moore and Yukon, OK.
First Oklahoma Bank’s second chance checking is a good solution for customers to obtain checking accounts even when their previous accounts have been turn down due to bad management. Its service fee is only $6 per month. So, if you live in Tulsa or Tulsa, you are suggested to apply for the account.
Bank of Oklahoma’s Opportunity Checking comes with opening deposit of $50. Its monthly maintenance fee is $14.95. The account is specially designed for customers who have been reported to Chexsystems and need a fresh start. The bank has more than 250 branch offices in OK. So, you are suggested to access one of its branches and learn more details or apply for the Opportunity Checking accounts.