If you have negative issues in your Chexsystems report, you’ll find it is too difficult to open new checking accounts again. Fortunately, there are still some good banks and credit unions that can offer 2nd chance banking services such as fresh start checking and opportunity checking in Pennsylvania. And here is simple review of such financial institutions.

Woodforest National Bank‘s second chance checking is designed for customers with previous banking challenges. It has branch offices in Tarentum, Pittston, Palmyra, Coal Township, Cranberry, Saint Marys, Harborcreek, Lebanon, Latrobe, Taylor, Willow Grove, Lewisburg, Temple, State College, Chambersburg, Duncansville, Parkesburg, Cranberry Twp, atfield, Edinboro, Milford, Hazleton, Tamaqua, Warren, York, Delmont, Hanover, Reading, Butler, Bechtelsville, Warminster, Mount Pocono, Carlisle, Allentown, Lehighton, Lancaster, Norristown, Honesdale, Beaver Falls, Natrona Heights, Saint Clair and Uniontown, PA.

Erie Community Credit Union offers Second Chance Checking accounts with some benefits such as Unlimited check writing, free Online Banking and low monthly service fee. And if you live or work in County of Erie, Pennsylvania, you’ll be eligible to join the credit union.

Wells Fargo offers Opportunity Package with monthly service fee of $12 in PA too. Wells Fargo has more than 290 branch offices in Norristown, Doylestown, Allentown, Philadelphia, Easton, Spring House, Levittown, Morrisville, Devon, Exton, Malvern, Folsom, Ephrata, Lancaster, Dallas, Pittston, Hawley, Lansdale, Jenkintown, Bethlehem, Easton, Chalfont, Fairless Hills, Bala Cynwyd, Hegins, Langhorne, Malvern, Aston, Drexel Hill, Scranton, Allentown, Quakertown, Langhorne, Trexlertown and Collegeville, PA .

PNC Bank is reported to offer “Primary Access” account to those who have been marked by Chexsystems. But I failed to get more details about it.

QNB provides customers with Opportunity Account to rebuild credit!