As you know, everyone may make mistakes. But if you are unfortunately marked by Chexsystems, you’ll find it is so difficult to open new accounts at any banks or financial cooperatives. So, you have to look for some second chance credit unions or banks in your state.
And here is such a good directory compiled for you. You can click the state link and get a list of good banks and credit unions in your local area. And here are also more details about those banks or credit unions. In general you can just apply for your new 2nd chance checking, fresh start checking or opportunity checking account online.