Beacon Community Credit Union’s Second Chance Checking Accounts

Beacon Community Credit UnionChartered in 1947, Beacon Community Credit Union is a member-owned, non-profit financial cooperative offering mortgages, auto loans, vehicle loans, saving accounts and checking accounts in Louisville and Shepherdsville, KY.

BCCU’s Second Chance Checking is right for members who have been denied for new checking accounts else where. As you know, if you just have some past instances with banks which may cause you to be marked by Chexsystems. So, it is a fresh chance for you. You’ll be required to make an initial deposit of $25 to open the checking account. At the same time, you should make a direct deposit to the checking account in a month. There is no requirement of minimum balance or ATM transactions.

The monthly service fee is $10 in the first six months. If you meet the qualifications of the special account and have no negative activities after half of a year, there will no service fee required. Plus, you can upgrade your account into a classic checking account at this credit union.  Click Here to Apply or Learn More!


  • Website:
  • Tel: 800-363-6022

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