First Florida Credit Union – Second Chance Checking Accounts

First Florida Credit UnionFounded in 1950, First Florida Credit Union is a non-profit financial cooperative with assets of $380 million, members of 39,000 and 10 branch offices in FL. Anyone who works or lives in counties of Broward, Duval, St. Johns, Baker, Leon, Orange, Hillsborough, Miami-Dade, Nassau, Seminole, Wakulla, Gadsden, Jefferson, Madison, Clay and Flagler, is eligible for the membership of this credit union.

The bank offers high quality SAVINGS accounts, CLUB ACCOUNTS, CHECKING account, DEBIT CARD, IRAS and loans to its members. Talking about checking products, there are 7 types of checking designed for different members. Here is a list:

  • No Monthly Fee Checking
  • Green Edge Checking
  • Green Edge Checking Jr.
  • Interest Checking
  • Smart Track Checking
  • Prestige Checking
  • Select Checking

First Florida Credit Union’s Smart Track Checking

Every year, lots of people might lose the entitlement to use a checking account because of financial mistakes or issues in the past, which makes many members have to use expensive and inconvenient ways to pay bill. Therefore, First Florida Credit Union provides its members with the second chance checking account.


  • The Bill Payer Service is free
  • Free SmartTrack Visa Card
  • The Online Banking is free


  • You need to keep your account in good standing.
  • Pay $5 fee each month.
  • Deposit directly.
  • No previous owed balances.

Click Here to Apply or Learn More

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