Once you are unfortunately reported to Chexsystems, you’ll find it is so difficult to get any new checking accounts at any banks or financial cooperatives again. So, here is a free directory of those second chance banks and credit unions in USA.

You can click your local state link and get a complete list of good banks and credit unions. Those financial institutions will provide you with 2nd chance checking, fresh start checking or opportunity checking  account.

Listings of Banks and Credit Unions Offering 2nd Chance Banking

Alabama	Alaska	Arizona
Arkansas	California	Colorado
Connecticut	Delaware	Florida
Georgia	Hawaii	Idaho
Illinois	Indiana	Iowa
Kansas	Kentucky	Louisiana
Maine	Maryland	Massachusetts
Michigan	Minnesota	Mississippi
Missouri	Montana	Nebraska
Nevada	New Hampshire	New Jersey
New Mexico	New York	North Carolina
North Dakota	Ohio	Oklahoma
Oregon	Pennsylvania	Rhode Island
South Carolina	South Dakota	Tennessee
Texas	Utah	Vermont
Virginia	Washington	West Virginia
Wisconsin	Wyoming

• As you know, the last decision of approval will be made by the credit unions or banks,  and we can’t guarantee that you’ll get approved 100%. So you are suggested to try more banks and credit unions mentioned  here.

Listings of Banks and Credit Unions that Do not Use Chexsystems

Alabama	Alaska	Arizona
Arkansas	California	Colorado
Connecticut	Delaware	Florida
More States…

If you are unable to get a new checking account because of being marked by ChexSystems, here is a smart solution for you. These banks and credit unions mentioned can accommodate you and offer checking accounts. Note that the listings will be updated as soon as possible…