Where to find good banks or credit unions offering second chance banking services in IA? If you have been denied to open new checking accounts because of your past banking problems or Chexsystems reports, it is really very difficult to manage your personal finance. Fortunately, there are two good options. At first, you can try to apply for new accounts at those non chexsystems banks. Secondly, there are some financial institutions that  can offer fresh start checking or opportunity checking. So, I write this review. And if you find good banks, please feel free to let me know. Thanks.

There is no initial deposit required to open Greater Iowa Credit Union‘s second chance checking. Plus, there is no requirement of minimum balance or monthly service fee too! It is well designed for those members who are unable to open checking accounts at any other banks or credit unions. The credit union has six branch offices in Ames, Denison, Des Moines and West Des Moines, IA.