If you are unable to open new checking accounts at any banks because of past banking problems, this post brings you with some good financial institutions that offer fresh start checking, opportunity checking and other types of second chance banking services in Louisiana.

Neighbors Federal Credit Union‘s basic checking is designed as a second chance checking for those members who have been turned down for banking at any other financial institutions. If you can keep a checking balance of at least $300, there is no service fee at all! Anyone who lives or works in one of these areas including East Baton Rouge, West Baton Rouge, Ascension, Livingston, Iberville, Pointe Coupee, East Feliciana, West Feliciana, and Saint Helena, will be eligible to join the credit union.

Pelican State Credit Union‘s Horizon Checking brings a second chance for you to open checking account and improve the credit. Its service fee is $10 per month. And half of a year, there is also chance for you to transfer the account to a regular free checking. If you live in Rapides Parish, you’ll be eligible for the membership of this credit union.

Southwest Louisiana Credit Union offers Fresh Start accounts to those who need second chance. SLCU has branches in Lake Charles, Westlake, Sulphur, Moss Bluff and Roanoke, LA.

Calcasieu Federal Employees Credit Union offers second chance checking with monthly service fee of $8. There is no requirement of minimum balance. You can use CHECKS without any limitations of number.

Woodforest Bank offers Second Chance Checking with service fee of $7.95 in Louisiana. It has branch offices in Covington, Jennings, Broussard, Lake Charles, Houma, Baton Rouge, Alexandria, Amite, Monroe, Chalmette, Eunice, Baker, New Orleans, Shreveport, Ruston, Bastrop and La Place, LA.

Smart Financial credit union offers smart chance checking to those members who need a second chance to open new checking accounts. Its monthly service fee is $10.