There are some good banks and credit unions offering 2nd chance checking, fresh start checking and new opportunity checking in the state of Missouri.

Columbia Credit Union‘s Fresh Start Checking is designed for members with past banking mistakes. There is no requirement of minimum balance. And the monthly service fee is $15.

St. Johns Bank offers Fresh Start Checking to customers who need a second chance to rebuild their personal finance. There is no minimum balance requirement. But the opening deposit is $100. Its monthly service fee is $10 with Direct Deposit. And if you do not use Direct Deposit, it is $12. St. Johns Bank has branches in St. Johns, Bridgeton, St. Peters, O’Fallon and St. Charles, MO

Alliance Credit Union‘s FreshStart Checking is a type of second chance checking designed for those who are unable to open new checking accounts at any other financial institutions. Its service fee is $10/month. The bank has 4 branch offices in St. Louis, St. Charles, Jefferson and Franklin County, MO.

Boone County National Bank‘s Fresh Start Checking accounts come with opening deposit of $50 and monthly service fee of only $6. The bank has several branch offices in Columbia, Ashland, Boonville, Sturgeon, Centralia and Hallsville, MO.

Central Bank offers Fresh Start checking Accounts to customers who have banking challenges in the past. Its monthly service fee is only $6.95. The bank has branches in Jefferson City, Holts Summit, Fulton, Tuscumbia and California, MO.

If you want to apply for Bank of Kansas city‘s Opportunity Checking, you’ll be required to make an initial deposit of $50 at first. Its Monthly maintenance fee is $14.95.

National Bank Of Kansas City and Heritage Bank‘s Fresh Start Checking comes with initial deposit of $50. Its service fee is $10 per month. You’ll be eligible for unlimited Check writing, free online banking and bill pay. It has branch offices in Excelsior Springs, Lee’s Summit, Liberty and Platte City, MO.

Empire Bank‘s Fresh Start checking brings its customers second chance to get them back on track. Its service fee is $6.95. And you’ll be eligible for Free Online Banking, Unlimited Check Writing, Free Online Bill Pay and Free Mobile Banking. The bank has 22 branches in Springfield, Columbia, Highlandville, Ozark, Fair Grove and Marshfield, MO.

With an initial deposit of $50, you can open a fresh start checking account at Ozark Mountain Bank. Its maintenance fee is only $6 per month. The bank has branches in Branson, Mountain Grove, Columbia, Branson, Reeds Spring and Hollister, MO.

St. Louis Community Credit Union‘s Second Chance Checking Account is designed for members who have credit problems. Its monthly service fee is only fee of $5. And if you keep the account in good standing for more than 6 months, there is also chance for you to upgrade it to a regular checking account.

Vantage Credit Union, Montgomery Bank, Town and Country Bank, United Consumers Credit Union and Metcalf Bank can also offer 2nd chance banking services in MO. You are suggested to learn more details at their sites before you plan to apply for those special checking accounts.