Have been reported to Chexsystems? Or have a history of mismanaging checking accounts in the past? You may need a second chance to rebuild your personal finance. And fresh start checking and opportunity checking accounts are right designed for you. Here is a simple review of those good banks and credit unions offering the special financial services in Ohio.
Republic Bank and Trust Company‘s Fresh Start Checking account comes with monthly service fee of $12.95 and opening deposit of $50. It is also designed with several benefits such as Free Republic ATM transactions and online Banking.
GenFed Federal Credit Union offers New Start Checking to members who have been reported to Chexsystems. And you can switch the account into a regular dividend checking account or free checking account, if the account have been keep in good standing for more than 12 months. The credit union has branch offices in Wadsworth, Akron, Sheffield Lake, Antwerp, Fairlawn and Lorain Bryan, OH.
BMI Federal Credit Union‘s second Chance Checking account is designed for its members with history of being denied to open new checking accounts to re-establish their personal finance. The monthly maintenance fee is $10. The credit union has several branches in Columbus, Westerville, OH.
Superior Federal Credit Union’s fresh start checking account comes with monthly service fee of only $5 for members who have difficulty managing their past checking accounts. If you live or work in the county of Hardin, Allen, Van Wert, Auglaize, Mercer or Putnam, OH, you’ll be eligible to join the credit union.
Wells Fargo has branches in Cleveland and Cleveland. So, you can access one of the branch offices to apply for Wells Fargo’s Opportunity Package.
KEMBA Financial Credit Union offers Fresh Start Checking to members who have past banking issues. The monthly service fee is $8.95 with direct deposit or $10.95 without direct deposit. There is no balance requirement. At the same time, you can enjoy some benefits for free such as debit card, online banking, free access to KEMBA’s ATMs and eStatements. And six months later, you’ll be eligible for an opportunity to upgrade your account to a regular checking account of KEMBA.
Dayton Firefighters Federal Credit Union offers “Occasional Overdraft Privilege Service” to members who need a second chance to rebuild their checking relationship. Anyone who live in county of Montgomery or Ohio, will be eligible to join the credit union.
Cincinnati Central Credit Union’s Direct Step Checking brings you a second chance to rebuild history of credit.
Partners 1st Federal Credit Union
CHACO’s Second Chance Checking is well designed for you to rebuild your own financial life. Its monthly service fee is only $5. And if you live or work in the county of Warren, Butler, Preble or Hamilton, OH, you’ll be eligible to join the credit union and apply for the special checking accounts.